Market news · 1 October 2026
Bank of England holds Bank Rate at 3.75%: what it means for your mortgage
The Bank of England held Bank Rate at 3.75% in September. Here is what that means if you are buying, remortgaging or coming off a fixed rate.
What is happening in the mortgage market and what it means for your plans, explained in plain English by an adviser with 24 years in the industry.
The Bank of England held Bank Rate at 3.75% in September. Here is what that means if you are buying, remortgaging or coming off a fixed rate.
Most lenders let you arrange a new deal up to six months before your current one ends. Here is how that works and what to check first.
Tell us what you are planning and we will look at it with you. There is no obligation for the first conversation.
This article is for general information only and is not personal advice. Mortgage products and criteria change often, and what suits one borrower may not suit another. MakeMyMortgage Ltd is an appointed representative of PRIMIS Mortgage Network. We typically charge a fee of £349 payable on application, which can vary with the complexity of your needs. Your home may be repossessed if you do not keep up repayments on your mortgage.